Festival cancellation doesn’t have to be an admin nightmare with the right insurance
27 June 2019
Festivals frequently top the headlines throughout British summertime and rarely for the right reasons. The deaths of two teenagers in May 2018 at a festival in Hampshire shocked many, and festivals goers were doubly disappointed when the organisers decided to close the event early out of respect and for the sake of public safety.
There are a myriad of things that can go wrong with a festival; performers don’t show up; entrants queue for hours on end to enter; and especially in the UK bad weather can ruin the entire event; but worst of all the event may be cancelled completely.
Whilst partygoers may be disappointed when an event is cancelled the admin headache for organisers is just beginning.
Our event insurance is specifically designed to cover liability, equipment, money, adverse weather, cancellation and non-appearance for the small, mass-market end of the events industry. We will cater for any event, such as village fetes, product launches, conferences, exhibitions and the like with an estimated attendance of up to 15,000 people (bespoke cover can be arranged for larger events or where limits are exceeded).
Coverage includes, but is not limited to:
- Employers' liability - £10,000,000 limit of indemnity
- Public and products liability - up to £5,000,000 limit of indemnity
- 'All risks' equipment (owned or hired): up to £75,000
Cover Provided - Cancellation, Abandonment and Non-Appearance Product
The policy provides cover in respect of:
- Damage to the venue
- Failure of public utilities
- Denial of access
- Natural hazards
- Technical defects (power failure, breakdown of technical installations)
- Adverse weather
Optional extras include:
- The non-appearance of any person critical to the success of the event
- Acts of terrorism