Lifestyle & Leisure

The boaters are about to set sail and the caravaners are about to go on tour!

The days are getting longer and lighter which means Spring has sprung and the leisure season has begun!

Fisherman in yellow oilskins pulling up his trawler net

It's leisure season!

The days are getting longer and lighter which means Spring has sprung and the leisure season has begun!  

With more than 75 years’ combined experience in marine and 50 years in touring caravans,  our underwriters are here to help. We have an easy to use quote and buy site, where we can provide cover for boats and touring caravans in real time.  

Our policies cater to your clients’ needs so they can get the most suitable cover for their circumstances. 

Pleasurecraft 

Key features  

  • £3 million liability limit as standard and £5million as standard for sailing dinghies/catamarans 

  • £1 million liability limit for Water skiing and towing of toys (up to 2 people toys only excludes bananas) 

  • No Excess on Liability Claims 

  • The Excess is not doubled on underwater damage claims 

  • Maximum NCD of 5 years (25%) which can be protected & can NCD match on second boat 

  • Automatically covers transit on craft up to 30ft (9M) 

 Optional extras:  

  • Legal Expenses provided by ARC Legal 

  • Automatic in commission cover extension of 15 days (up to November 1st only) 

  • Includes Personal Accident – Death benefit £20,000 for persons aged under 76 and medical expenses up to £1,000 

  • Automatically includes racing cover for dinghies & up to 30 days use in Europe and Eire 

  • Marina benefits including if the craft is ashore at the same location 

Touring Caravan 

Key features  

  • Comprehensive cover including fire theft flood storm & accidental damage. 

  • New for old cover available up to 5 or 10 years. 

  • European cover available for 180 days 

  • Loss of use and hiring charges up to £50 a day, £1,500 in total 

  • Personal accident cover up to £20,000 

  • Public liability indemnity up to £5 million 

Optional extras:  

  • Contents and personal effects 

  • Equipment Cover 

  • Awning Cover New for Old up to 10 years 

  • Discounts for increased excess to £150, £250 or £500 

  • Legal expenses cover up to £50,000 per claim 

Our other products include Leisure Homes, Park Homes, UK and EU Holiday Homes and Cycle – please give us a go.  

Our claims service is available 24 hours a day, 365 days a year, so we are ready to help if things go wrong. 

We offer a flexible approach to underwriting and are always happy to help, where possible, to provide you with competitive terms to secure new business or transfer a renewal with an alternative insurer over to us.  

Please contact our experienced underwriting team on 0345 456 5758 (select option 1) or email us to discuss our leisure products.